Over the last couple of months I have been venturing out to other websites that talk about money and finance. A few that I have come across I have added to my blog roll because I honestly believe when you find good info you should share it! But recently I was reading over at a site called blogging away debt. I personally love the site but this particular entry has been driving me up a wall so I decided to bring it here to see if im just a wackeydo or I really have valid points.
Here is what the entry said.....
My husband and I have been debating a big financial decision for a few months now. Some of my family is heading to Ireland and Italy in October and this will likely be the last and only trip we make together.
The cost of the trip?
I could say no but… I have decided to go.
Our tax refund covers the entire expense so we won’t fall behind on our debt free date.
I’m sorry to disappoint you, and I’m sure I have, but this is an opportunity I can’t turn down. Spending time with my family discovering our history across the sea, walking the same steps our grandfathers did, is important to me.
Now Out of 4o some odd comments everyone BUT MINE said Go! But my brain said don't do it and here are my reasons.
1. It sounded like it was semi planned - Im all for trips during the debt snowball process, but it would have to be ones that I have actually saved up for way in advance, now if she had said last year "I intend to use my tax refund money next year" ok fine I get it.
2. Once in a life time really? - I kept reading where she explained that after this year its basically over for the rest of the family to take trips..... sucks to be them eh???? I plan on being debt free soon and boy If im still alive im gonna travel my butt off! I want to have kids one day but, if kids, marriage, or home buying keeps me from taking big trips..... I pass!! lol
3. I want to be out of debt more than I want to see Italy - 6,000 is a lotta money, but then again I don't know there income levels so it seems big to me. Its taking me over 3 years to become debt free and I will be darn if I prolong that much longer. This particular blogger has just about the same about of debt left as me, suddenly im feeling challenged to beat her to debt freedom, and motivation is motivation!
Now at the end of the day, personal finance is just that PERSONAL so don't shoot me if you don't agree! But I still wanna know what would you do?