Monday, August 23, 2010

Types of insurance that is vital to your well being

Health insurance
Long term disability insurance (LTD)
Long term care insurance (if you are over 60)
Life insurance 10 times your income

Things to stay away from
Return of premium (pay extra and they return your premium over 5 or 10 years)
Cancer insurance (good health insurance covers this)
Short term disability (emergency funds should cover this)
accidental death insurance

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