Health insurance
Long term disability insurance (LTD)
Long term care insurance (if you are over 60)
Life insurance 10 times your income
Things to stay away from
Return of premium (pay extra and they return your premium over 5 or 10 years)
Cancer insurance (good health insurance covers this)
Short term disability (emergency funds should cover this)
accidental death insurance
Monday, August 23, 2010
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