Showing posts with label consumer debt. Show all posts
Showing posts with label consumer debt. Show all posts

Saturday, June 5, 2010

Go Green Day 5 What have I learned?

Saturday is day 5 and I have $36 dollars left over in my blow account. Yesterday I went to family dollar, and purchased cleaning supplies, soap powder, and floor rugs for the bathroom. Its amazing how quickly you can blow through funds when you aren't paying attention. I have to admit though spending cash really does hurt. Makes me wish I had done this a long time ago. The good news is, there is good news!

I returned something I brought from target 2 weeks ago and got $10 credited to my debit card. A friend from church needed me to do her hair yesterday which it was all good until it rained (it frizzed back up) she is suppose to pay me on Sunday for at least attempting but if she doesn't its cool. My co-worker also asked me to do some data entry stuff for her business which I have been working on this weekend which should yield me a good $50 bucks.

Its pretty interesting how when I set a goal not to spend, the Lord provides me opportunities to actually make money.

Some other great things is I am spending a lot of time getting organized at home and planning more things out. The area that has improved greatly is the eating/cooking department. I have been making all of my meals and honestly it feels great. I feel better when I have planned out what I am going to cook for dinner, instead of wasting gas driving around town trying to find decent fast food. Im also finding cooking very relaxing. Because I actually plan time to cook in my day, its no so rushed which gives me time to experiment and also have snacks and lunch through the day so that while im cooking im not starved.

I am looking forward to the next few weeks to see a change in habits and progression. Its yet to early to say if I will fully adopt this plan in the coming months but its hopeful!

Tuesday, May 18, 2010

48 Days to the Work you Love



Today I had the privilege of taking part in an opportunity to advance the way we do business in our current department. We met with a large payroll service company which I am responsible for in my everyday obligations. The meeting was very informative and since I was the one responsible for the day to day task my boss allowed me to ask all the questions I needed too. During the 3 hours my brain got to churning, and I began to think of ways that I could possibly advance my career/job.

I have worked in the government sector for 5 years now. While its definitely job security especially in our Michigan economy, I must say its not my dream job. Over the years I have heard people say "you have a great job" Yes being employed is great, but while it pays the bills its certainly not my "Calling". I have for the longest time been afraid to step out because my job was so "secure" so to speak, but today I started to wonder. What if I stepped out in faith and tried something new?

I have plenty free spirited friends who can go from one thing to another and I admit that has NEVER been my style even though I admire it, it would scare the dickens out of me. I am a planner and I always have to have something "lined up" before I can go on to the next thing. In fact I will say part of the reason I have been so dedicated to becoming debt free was so that I could free up my opportunities to do what I wanted. I have always wanted to be a real estate agent yet with the unstable income and a pile of debt, that was a no go. I have always loved the idea of freedom that being debt free gives you. I mean I know now exactly what it takes for me to live on, and if I had no debt I could survive starting my own company, or perusing something I really loved!!!

Anways my point was to say, today I found an opportunity to step out and I am thinking of taking it. The company that visited us is currently implementing a new system that could REALLY use my expertise. Not only could I end up doing more of what I enjoy, I might even get a raise in the process. Studies show that most people are hired by knowing someone, not by checking yahoo jobs (even thought that helps). So my goal is to read a few books (one will be 48 days to the work you love by Dan Miller) about how to get a job and to research the company I would like to work for and see where it leads me...

You never know unless you try, right?? Has debt kept you from pursuing a dream?

Tuesday, May 11, 2010

Suzie Orman Talks about Debt Settlement companies

Here is a cool youtube clip regarding, debt settlement companies. I can't say I like Suzie more than Dave but she is giving some great advice!!